What to do after a car accident is Saskatoon - Essential steps for the everyday driver.

Being involved in a car accident is overwhelming and stressful, especially if it’s your first time. Between staying safe, communicating with others, and dealing with insurance, it’s easy to feel unsure about what steps to take to insure things go smoothly.

Here’s a clear, step-by-step guide for drivers in Saskatoon and across Saskatchewan, so you know what to do after a collision and how to get help when you need it most!

1. Stop, Stay Calm, and Ensure Everyones Safety
The very first thing to do after any crash is to stop your vehicle and check everyone for injuries. Even if the collision seems minor, pull over safely and stay out of active traffic as much as possible.
Next, turn on your hazard lights, you'd be surprised at how many people forget to use these when they need them. If serious injuries have occurred, call 911 immediately and stay as safe as possible until help arrives.

2. Check for Injuries and Call Emergency Services
Before anything else, check yourself and other occupants for injuries. Even if you feel okay, others may not be.

Call emergency services if:

• Someone is injured, no matter how minor it may seem
  
• There’s heavy vehicle damage
  
• Any vehicle is blocking traffic
  
• Road hazards (like spilled fluids) are present

The police can help secure the scene and make an official report if deemed necessary.

3. Document the Scene
After everyone’s safety is taken care of, documenting the accident can help you later with insurance claims or legal matters. This step is of the utmost importance.

Take photos or videos of:

• Vehicle damage
  
• Street signs, lights, and intersections
  
• Road conditions (wet roads, ice, potholes, etc.)
  
• Skid marks or debris

If there are witnesses, ask for their names and contact info, their statements may help your case later.

4. Exchange Information With All Parties Involved
In Saskatchewan, drivers are required by law to exchange certain details after a crash, even if it’s relatively minor.

This includes:

• Full name and contact information
  
• Driver’s licence number
  
• License plate number
  
• Insurance details

Do not admit fault at the scene, fault determination is handled later through insurance and legal processes.

5. Report the Collision to SGI
If the accident happened in Saskatchewan or you are insured in Saskatchewan, you must report it to Saskatchewan Government Insurance (SGI) if:

• There are injuries
  
• There was significant damage
  
• Another vehicle or property was involved
  
• The vehicle needs to be towed

You have a few different options to report:

• File your claim online through SGI’s website
  
• Call SGI’s direct phone number (1-844-855-2744)
  
• Visit a local SGI claims centre

Reporting quickly helps start your claim and may speed up repairs or payouts.

6. Arrange Towing Service If Needed
If your vehicle cannot be safely driven after the accident, it’s time to call for professional help.
That’s where Saskatoon Towing comes in! Offering 24/7 towing, recovery, and roadside assistance in Saskatoon and surrounding areas.

Our team will get your vehicle off the road and to a safe location so you can focus on next steps.

7. Keep Copies of Everything

Save or photograph everything from:

• Police reports
• Insurance claim numbers
  
• Repair estimates
  
• Tow receipts
  
• Photos from the scene

Really any evidence you can collect of what happened at the scene. These records will help you with claims, disputes, or future questions.

Summary Of Advice

Accidents are stressful, but having a clear plan can make things easier. Your main priorities after an accident, no matter how severe, should be:

• Ensuring safety
  
• Documenting the scene
  
• Reporting the crash to SGI
  
• Arranging a tow if needed

Whether your car needs a lift to a repair shop or you’re unsure what to do next, we are ready to help anytime, day or night. Please reach out to us at (306) 900-4468 if you have questions or need any more info! We are here to help 😁